Bonus Season – want to know how to keep 100% of yours?
💰 Should You Bonus… or Build a Pension Worth £1 Million? With bonus payouts due to hit February or March payrolls, have you considered how to make the most of yours? A house deposit? A summer holiday? Or… a pension investment? For many, the last option doesn’t even make the shortlist. But if you’re in…
Booked in your Financial Health Check?
🧭 Start Here: Build Your Personal Finance Foundation You’ve just landed at The Personal Finance Hub — before you go wild opening new ISAs, pensions or accounts, this article is your essential starting point. I can’t overstate how important it is to take stock of your financial position before making changes. If you don’t know…
Don’t lose your Pension “down the back of the sofa” …
🧾 4 Simple Pension Tips You Can Action Today Keep a record of all your pension providers and accounts. Yes, this is just simple admin — a basic spreadsheet will do. But 99% of people never spend the 5 minutes it takes to set one up. 👉 Use this link as a starting point When…
Does higher savings interest mean higher tax for you?
Beware the “Double Edged” Savings Sword …. alongside higher Mortgage rates 😖 UK Savings rates have increased significantly over the last 12-18 months too 😬 We are now seeing savings products paying 5%+ (see Zopa Bank, Cynergy Bank & Virgin Money or go to our friends at MoneySavingExpert.com). Current Accounts are also not far behind…
What is The Personal Finance Hub?
Welcome to The Personal Finance Hub The Personal Finance Hub is a UK-focused platform designed to provide clear, actionable insights to help professionals take control of their finances. The site has only just launched — so bear with us as we build out content. In the meantime, grab your popcorn, subscribe for monthly updates, and…
Property…just a foot in the door for now
Alongside the British weather and Brexit, property is one of the UK’s favourite conversation topics. We love talking about property whether it be buying a new home, renovating, or price discussion and the inevitable “..it’s amazing how expensive London has become”. Furthermore, journalists love writing about house prices, so when monthly price data is released…
“Tax doesn’t have to be taxing” …
Well tax is unfortunately taxing, and is frankly synonymous with boring for most people (sorry HMRC – marketing strap-lines won’t change that) – but what might change the perception is helping individuals: (1) Be clear on their personal income and the (£) benefits of giving 15mins admin time to it (2) Begin to actively manage…
“Boring” Pensions – time for a rebrand?
Why Pensions Sound Boring — and Why That’s a Problem When you hear the word “pensions,” does your brain immediately shut off? For many, it triggers a response that’s best described as “toasted toast on toast” — dry, forgettable, and a bit repetitive. But what if we rebranded pensions? Maybe calling them #Pensions (tongue firmly…
Investments…before Bitcoin was found down the sofa
Ok, so everyone is going mad about Crypto, Bitcoin and the 5,000+ other digital currencies which have suddenly been found down the back of the sofa 😉 However, Crypto currencies and Bitcoin are a conversation for another day, as being very honest (and call me old fashioned), they are not currently a topic The Personal…
Spending Money – think about “What,Where & How”
“What” – it’s very easy for someone to tell you to stop buying the “What” – perhaps the daily coffee? It will save you £3 a day, £15 a week, £780 a year (or for a higher rate tax payer the equivalent cash in the bank from a £1300 pay rise .. ever thought of…
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The Personal Finance Hub 